Best Car Insurance Companies


2. Geico

Geico may be an option if you aren’t eligible for USAA coverage. We have estimated that Geico has the lowest rates.


Geico has been a top-ranked insurance company in our rankings for years. Geico is a company that makes filing a claim easy, according to most consumers. Survey respondents reported that most plan to renew their policy and that they are likely to recommend Geico family and friends. Geico’s value score was lower than that of its competitors, despite the fact it has low rates and excellent customer service.

Geico’s reputation as a reliable, household-name auto insurance company is evident in its high Score ratings. This is why we chose to include it as a top choice. Geico’s car insurance coverage is accessible for almost every driver.

Geico was awarded an A++ Superior rating by AM Best. This means that the company has the financial backing necessary to pay customers’ insurance claims. Geico is a larger auto insurance company than a local one. This means that Geico has more financial stability.

Geico offers additional coverage options beyond the standard ones.

Roadside assistance in an emergency

Rental car reimbursement

Mechanical breakdown insurance (MBI).

Rideshare insurance

Geico has a solid reputation for customer service. The J.D. According to the J.D. Power Auto Insurance Study, Geico scored higher than average in California and New England. Customers were surveyed on their satisfaction with billing, claims, policies, and prices. Our January 2022 insurance survey, which surveyed 1,000 respondents, found that nearly 12% of them chose Geico as their insurer.

Geico’s rates, in terms of cost, are among the most affordable we have seen. Geico’s full coverage car insurance costs drivers about $1350 per year, according to our rate estimates. These rates are for 35-year-olds with clean driving records and good credit. Geico is ranked among the top three affordable companies based on our estimates, compared to national providers.

The insurer also offers several ways to save money such as a good driver discount (up to 26%), a good student discount (15%), and a multi-vehicle discount (up to 25%).

Why Geico’s best for driving accidents: Geico, one of the top auto insurance companies, will write policies even for high-risk drivers such with DUI convictions. High-risk policies tend to be more costly, but a high-risk driver might have difficulty finding coverage from major car insurers. Geico is an easy-accessible option.

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